Home

"I called National Insurance when I received one of their flyers in the mail. I received a quote in 5 minutes over the phone, which resulted in a saving of $5,522 on my workers compensation renewal. I have found National Insurance Services to be professional, knowledgeable and easy to do business with".....Ryan B. – Boiling Springs SC.....“My company saved 29% or $18,562 on our workers compensation renewal. Great service! Great rates!”.....Keith H. - Sumter SC

	How to Get a Workers Comp Quote VideoPrint this Form before viewing video – Rate Quote Request Form.pdf
	How to read your NCCI Experience Worksheet

• Corporate Officer Notice to Reject
• Workers Compensation FAQs

Workers Compensation FAQs

When is a South Carolina employer required to purchase workers comp insurance?

Any employer who regularly employs four (4) or more workers full-time or part-time is required to have workers’ compensation insurance.

Does South Carolina workers compensation insurance cover corporate officers, partners and sole proprietors?

Sole proprietors and partners are considered owners of the business and are not automatically included under workers’ compensation insurance. They may elect to be covered if they are active in the business and have duly informed their insurance carrier.

Corporations – all employees are automatically covered, including the owners if they are also employees of the corporation. Owners and Officers can elect to excluded by completing a  Form 5 .

Limited Liability Company’s (LLC) – All executive officers are automatically excluded for being covered under a WC policy. They may elect to be covered if they are active in the business and have duly informed their insurance carrier.

Do all insurance companies charge the same rates for South Carolina workers comp insurance?

No, South Carolina uses a Lost Cost method to determine rates. All insurance company’s file a Lost cost multiplier with the state to determine their rates. Rates are all over the spectrum. That’s why it is important to rely on an agency that specializes in Workers’ Compensation and understands the market.